Income Protection

Income Protection Insurance is an essential safety net, providing a regular income if you’re unable to work due to illness, injury, or disability. At Holbrook Property Finance, we recognise how vital it is to maintain financial stability during challenging times, and we’re here to help you secure a plan that offers peace of mind and confidence in your future.

What Is Income Protection?

Unlike other insurance types, Income Protection replaces a portion of your salary—typically up to 70%—if you’re unable to work. These payments continue until you recover, return to work, or reach retirement, depending on your policy. The funds can cover essential costs like:

Mortgage or rent payments
Household bills
Childcare costs
Everyday living expenses

This coverage helps you maintain your lifestyle without depleting savings or taking on unnecessary debt.

How We Can Help

Our advisors guide you through the nuances of Income Protection Insurance, helping you navigate options such as:

Benefit Periods: The duration for which payments are made.
Deferred Periods: The waiting time before benefits start.
Tax Considerations: Understanding how payouts align with your financial plan.

Whether you’re self-employed, the sole earner in your household, or have financial dependents, we’ll tailor the policy to suit your specific needs.

Why Choose Income Protection?

This type of insurance is highly flexible, allowing you to select coverage that fits your circumstances. Options include:

Short-Term Protection: Covering temporary gaps in income during recovery.
Long-Term Protection: Providing sustained support until retirement.
Enhanced Coverage: Additional options for specific illnesses or medical conditions.

Why Work with Holbrook Property Finance?

We collaborate with trusted UK insurers to secure competitive rates and robust policies. Our goal is to simplify the process, ensuring your application is straightforward and your coverage aligns with your financial priorities. From initial consultations to claim support, we’re with you every step of the way.

Protect What Matters Most

Income Protection Insurance helps safeguard your financial stability, giving you the reassurance that essential expenses are covered if the unexpected happens. With tailored advice and expert support, Holbrook Property Finance ensures your policy fits seamlessly into your financial plan.