Meet the Team

Daniel Unthank

Managing Director

“Nothing is impossible. There is always a solution - you just have to find it.”

As Managing Director, Daniel manages the broker, insurance, wealth management and administration teams. He also continues to assist clients with their finance needs and is passionate that every client receives exceptional service. His career in the industry began with a role in an independent financial advisory firm and was followed by several years working for Mayfair brokerages. Daniel founded Holbrook Property Finance in 2010 at the height of the banking crisis.

Daniel is an experienced Obstacle Course Racer, a keen target shooter and an avid Spurs fan.

Graeme Routledge

Senior Mortgage Broker

“If you don’t ask you don’t get.”

Graeme has worked in financial services since 2013, prior to which he spent 14 years in the legal profession. In Graeme’s opinion resolving technical issues with lenders can be just as challenging as subduing opposing lawyers! Despite the challenges, Graeme loves being able to help people to achieve their property goals.

When he isn’t making his client’s dreams happen, Graeme is either spending time with his family or tending to his Japanese maple trees.

Mark Scott

Senior Mortgage Broker

“Don’t dwell on your weaknesses, everybody else is already doing that for you.”

As one of the newer members of the team, Mark joined Holbrook to expand his knowledge and take the next step in his career. He enjoys assisting clients during, what can be, one of the most stressful and important times of their lives.

Mark is a keen sportsman, enjoys cooking and bringing new life to old furniture.

Jack Wild

Insurance Specialist

"You only live once but if you do it right, once is enough."

Jack has worked in the insurance industry since he was just 17 years old. He joined Holbrook in 2014 with the sole purpose of growing and developing the insurance department. Jack loves the job satisfaction that comes with knowing his clients are well protected and relishes the challenge of breaking down complex products into simple facts and figures that his clients can really understand.

Jack, plays ice hockey and loves drinking craft beer.

Colin Francis

Compliance Officer

“Do more than is required. What is the distance between someone who achieves their goals consistently and those who spend their lives and careers merely following? The extra mile.”

Colin brings a wealth of knowledge, experience and expertise to Holbrook Property Finance. He ensures the company's policies and procedures comply with regulatory and ethical standards and that the brokers are continually providing excellent advice and recommendations to our clients. His role is of the utmost importance to us and his sage advice is always welcome.

Colin enjoys spending quality time on the golf course and sipping wine whilst holidaying in a sunny climate.

Paul Underdown

Administration Manager

“My age is like my waist size; getting ever greater…”

Paul has over 25 years’ experience in the finance industry working as an underwriter, underwriting manager and administrator. His knowledge and experience make him perfectly placed to ensure mortgage offers are issued swiftly by lenders and conveyancing is carried out by solicitors within clients timescales. Paul is incredibly proud that he plays a vital role in helping clients achieve their goals.

Paul is our resident scholar and enjoys reading, history, cricket and football. He puts his knowledge to good use and regularly takes part in (and wins!) quizzes. He has even appeared on University Challenge!

Alice Fox


“Success is doing what you love and making it a career”

Alice joined our team just as the UK was placed on lockdown. Perfect timing! This didn’t stop her immediately becoming an asset to the company by helping ease the pressure on clients and colleagues by ensuring that the legal processes involved in their property transactions run smoothly. Alice takes a deep sense of satisfaction from interacting with clients, building strong relationships and resolving problems as and when they arise. She loves the vibe of the company and being part of a hard-working team who know how to have fun and enjoy their work.

Alice loves painting. Being ambidextrous, she can often be seen with a paintbrush in each hand painting like a crazy lady! She also loves swimming in the sea and will jump in at any opportunity, even in the coldest of British weather. Being a dedicated foodie, Alice lists her main hobbies as breakfast, lunch and dinner.

Matthew Garlick

Insurance Administrator

“If you are not willing to risk the unusual, you will have to settle for the ordinary”

Matt is responsible for ensuring client’s insurance policies are processed efficiently and put into force as swiftly as possible. Matt liaises with clients and providers to ensure their insurance requirements are met and that client’s have the safe knowledge that they and their possessions are correctly protected. Matt prides himself on delivering excellent client service and helping them protect against any future situation.

Matt enjoys spending quality time with his family and watching rugby.

Lisa Ray

Principal - L J Ray Mortgages

“We know what we are, but know not what we may be.”

Lisa has worked in Financial Services Industry for over 13 years. She established L J Ray mortgages in 2018 after enjoying a successful career with Holbrook Property Finance. L J Ray Mortgages is an Appointed Representative of Holbrook Property Finance and firmly believes in the same client centric ideologies.

Lisa loves music festivals, amateur dramatics (on stage - not in the office), supper clubs and salsa.

Clare Eggleton

Administration Manager – L J Ray Mortgages

“Stay committed to your decisions, but flexible in your approach”

Clare is responsible for all the administration tasks of L J Ray Mortgages. Clare liaises with clients, lenders and solicitors and oversees the mortgage application process through to successful completion. Clare prides herself on providing excellent client service to ensure a stress-free experience for all.

Clare enjoys socialising with friends, dancing the night away, and spending quality time with her family.