Redundancy protection is designed to provide short-term financial support if you’re made redundant, helping you keep up with essential commitments while you look for new employment.
At Holbrook Property Finance, we offer clear, whole-of-market advice to help you arrange redundancy protection that provides reassurance during uncertain times.
Redundancy protection is a type of insurance designed to provide a regular monthly income if you lose your job through involuntary redundancy, subject to the policy’s terms, conditions and exclusions. Payments are usually made for a limited period, helping cover essential outgoings while you secure new employment.
This type of cover is often used to help maintain financial stability during short-term gaps in income. It can support costs such as mortgage or rent payments, household bills and everyday living expenses.
Redundancy protection policies can vary significantly between insurers, particularly around eligibility criteria, waiting periods and exclusions. Choosing the right policy requires careful consideration of your employment status and contract terms.
At Holbrook Property Finance, we take time to understand your employment situation, income structure and financial commitments. With access to the whole of the market, we compare policies from trusted insurers and explain the key differences clearly.
Using a broker also helps ensure expectations are realistic. We’ll explain what redundancy protection can and can’t cover, helping you avoid misunderstandings and choose a policy that genuinely fits your circumstances.
Redundancy protection can be tailored in several ways depending on your needs and budget.
Policies may differ in terms of benefit amount, waiting period before payments begin and how long payments last. Some policies also allow redundancy cover to be combined with accident or sickness protection, depending on insurer options.
Whether you’re looking to protect your mortgage payments, household bills or general living costs, we’ll help you explore redundancy protection options that balance affordability with meaningful short-term support.
At Holbrook Property Finance, we believe protection advice should be clear, honest and focused on real-world outcomes. We take a relationship-led approach, ensuring recommendations are aligned with your employment circumstances and financial priorities.
You’ll benefit from whole-of-market access to trusted insurers, straightforward explanations in plain English, and ongoing support from advisers who are committed to delivering the right outcome. Our 5 star Google Reviews reflect our professionalism, integrity and consistent client care.
Redundancy protection is typically available to employed individuals with a permanent contract, subject to insurer criteria.
Payments are usually made for a limited period, often up to 12 months, depending on the policy.
Most policies only cover involuntary redundancy. We’ll explain exclusions clearly before any policy is arranged.
No. Redundancy protection is short-term and redundancy-specific, while income protection provides longer-term cover for illness or injury.
Yes. Policies can usually be reviewed or cancelled if your circumstances change.
If you want reassurance that your essential outgoings are supported during periods of uncertainty, clear advice can help you choose the right cover.
Get in touch today to speak to a Holbrook adviser about redundancy protection.
No pressure, no hassle — just straightforward support tailored to your situation.
Holbrook Property Finance Limited registered in England at Holbrook House, 34-38 Hill Rise, Richmond TW10 6UA, number 07066135 is authorised and regulated by the Financial Conduct Authority (FRN 790387). Our charges are dependent on the loan amount and your individual circumstances. A free initial consultation will be provided, and we will explain in all cases what you will be charged before you decide to proceed with an application. As we offer a tailored service our fees can vary. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before we proceed.
